India's Fastest
Mortgage & Loan Marketplace
Get instant CIBIL score verification, uncover all your active running EMIs, and compare personalized home loan offers from 150+ banks with zero impact on credit score.
Check Your CIBIL & Running EMIs
Enter your PAN and mobile number to retrieve your credit score, verified name, and all active loans running with banks across India.
Plan Your Loan with Bank-Grade Precision
Calculate your exact EMI, verify your borrowing power, and see how much you can save by transferring to lower interest rates.
Solutions Tailored for Every Loan Requirement
Compare terms, lock in the lowest interest rates from 150+ verified lenders, and get end-to-end guidance from your personal mortgage advisor.
Home Loan
New Purchase, Resale Flat or Builder Floor
- Instant soft pre-approval across 150+ lenders
- PMAY subsidy guidance up to ₹2.67 Lakhs
- Zero advisory fees & doorstep documentation
Home Loan Balance Transfer
Switch to Lower Interest Rate & Get Top-Up
- Save up to ₹15 Lakhs in lifetime interest
- Top-up loan up to ₹50 Lakhs for personal/business use
- Smooth paperless takeover with zero bank hassle
Loan Against Property (LAP)
Mortgage Your Property for Business & Personal Funds
- Up to 75% market valuation of residential/commercial property
- Lower interest than unsecured personal/business loans
- Flexible overdraft & term loan repayment facilities
Home Renovation & Improvement
Upgrade, Furnish, or Add Space to Your Home
- Finance interior design, modular kitchen & repair works
- Disbursed within 48 to 72 hours of approval
- Tax deductions available under Section 24
Plot & Construction Loan
Purchase Residential Land & Build Your Dream House
- Combined sanction for land purchase and construction
- Milestone-based disbursements aligned with site progress
- Available for authorized freehold & leasehold plots
Commercial Property Loan
Buy Retail Shops, Office Spaces & Commercial Units
- High ticket funding for self-employed & corporate entities
- Lease Rental Discounting (LRD) options available
- Fast-track legal and technical valuation support
Why Thousands Choose LoanMe Over Direct Bank Visits
Direct bank visits limit you to one bank's rigid rules and multiple credit score drops. LoanMe brings all 150+ lenders to you with zero fees.
Ready to explore your best home loan rate?
Zero impact on CIBIL • 100% Free Doorstep Support
Partnered with India's Leading Banks & HFCs
We directly connect your loan application to top credit managers across public banks, private giants, and specialized housing finance companies for highest approval rates.
State Bank of India (SBI)
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Bajaj Housing Finance
Tata Capital Housing
LIC Housing Finance
PNB Housing Finance
Godrej Capital
Union Bank of India
Don't know which bank has the best deal for your CIBIL profile?
Our automated underwriting engine scans policy guidelines across all 150+ institutions to match you with the highest sanction and lowest interest rate.
From Inquiry to Disbursal in 4 Easy Steps
No bank queues, no hidden processing fees, no confusing terms. We handle everything from credit underwriting to final loan release.
Check CIBIL & Active EMIs
Enter your PAN & mobile to pull your real bureau score and see every active running EMI line with 0 score impact.
Compare 150+ Bank Policies
Our neutral rate engine compares 150+ banks & HFCs to identify the lowest ROI and highest sanction capacity.
Free Doorstep Assistance
Your dedicated mortgage specialist assists with digital KYC, property verification, legal vetting, and paperwork.
Sanction & Cashback Disbursal
Receive your in-principle sanction within 48-72 hours and unlock exclusive disbursement cashback up to ₹50,000.
Trusted by 4,00,000+ Families Across 50+ Cities
Read how everyday home buyers, doctors, and business owners unlocked the lowest interest rates and saved lakhs on their loans.
“I had an ongoing home loan at 9.35% with a private bank. LoanMe checked my CIBIL, showed all my running EMIs clearly, and transferred my balance to SBI at 8.40% in just 5 days. My EMI dropped by almost ₹6,800/month!”
Dr. Ananya Mukhopadhyay
Consultant Surgeon • Whitefield, Bengaluru
“My builder had a strict deadline for flat registry. Direct branch visits were moving at a snail’s pace with conflicting document demands. LoanMe assigned a dedicated mortgage advisor who coordinated the legal check and delivered the sanction letter in 4 days flat.”
Vikramaditya Rathore
Tech VP & Entrepreneur • Andheri West, Mumbai
“As first-time home buyers, the entire process seemed overwhelming. The LoanMe eligibility calculator accurately predicted our exact loan amount based on our salary and existing car loan, and we got our PMAY subsidy processed without a hitch.”
Rajesh & Priya Sharma
IT Professional & Educator • Sector 78, Noida
Frequently Asked Questions
Clear, transparent answers on credit score checks, interest rates, eligibility rules, and loan processes.
No, absolutely not! When you check your credit score on LoanMe, it is classified as a "Soft Inquiry". Soft inquiries have zero impact on your credit score and will never reduce your CIBIL rating, unlike hard bank branch applications.